Every year, we know that DDA housing scheme gets announced, which offers house to people based on a draw. The Delhi Development Authority (DDA) had started dda housing scheme 2024 from March 14th. Under that online process, houses will be allocated on a first-come, first-served basis. Now let us deep dive and understand more about dda housing scheme.
The DDA Housing Scheme’s Eligiblity
The following conditions must be met in order for someone to be qualified to purchase a home through the dda housing scheme 2024:
-The candidate must be an Indian citizen.
-When the flat was reserved, he or she had to be at least eighteen years old.
-For EWS apartments, a family’s annual income cannot exceed Rs. 10 lakhs. There are no specific income requirements for other apartments.
-Individuals who do not own or leasehold a residential plot or flat larger than 67 square metres in any urban area of Delhi, Delhi Cantonment, or New Delhi, either fully or partially.
-The applicant must be in possession of a PAN.
-They must possess a current bank account number.
-Husband and wife may each submit separate applications for the programme. Only one will be able to keep the flat if both are chosen in the draw.
How to Submit an Application How to Register for the DDA Housing Programme Online
The dda housing scheme 2024 application process is exclusively accessible online. Let’s examine the steps you can take to submit an application for the home of your dreams:
-Go to the DDA’s official website.
-Create your login credentials with the help of your PAN and extra information.
-Next, use the same login credentials to register for DDA phase IV.
-You have to pay registration amount. The payment must be made online; there is no amount refund.
-You will be able to reserve the available apartments as soon as your registration is accepted.
-Choose a flat immediately from the list of choices.
-You have fifteen minutes to finish the reservation payment in a single online transaction after choosing a flat. This particular flat won’t be available to anyone else for fifteen minutes.
-As soon as the bank confirms that the full payment has been received, the flat will be reserved for you. In a day or two, you will receive a demand-cum-allotment letter.
-Remember that you have sixty days to deposit the lump sum amount that is free from interest. -These sixty days will begin on the day the demand-cum-allotment letter block is issued. -Allottees will have an additional thirty days to continue making interest payments at the rate of 11% per year after the interest-free period ends. The whole amount will be forfeited if the allottee cannot pay the amount plus interest within the allotted ninety days.
-Before applying for the scheme, it is best if you go to the location and tour the apartments to make sure the size, price, and location work for you. For further peace of mind, feel free to visit and tour the model apartments.
DDA Application Fund Refund
Here is a list of the dda housing scheme 2024 refunds that are distributed on a periodic basis.
-From the draw date until the fifteenth day following the issuance of the demand/allotment letter, there is no refund available.
-Within the 16 and 30 days following the demand-cum-allotment letter’s issuance, 10% of the application fee will be accessible.
-50% of the application fee will be refunded between the 31st and 90th days after the demand-cum-allotment letter is issued.
-Ninety days following the date of mailing of the demand-cum-allotment letter, the application fee will be fully refunded.
Process of DDA Housing Allocation and Drawing
Apartments are assigned using a computerised drawing system. The Random Number Indicated Technique is used to accomplish this. This system consists of three stages.
-Assigning Candidates’ Flats at Random numbers are allocated to each applicant and flat following the completion of the application process and receipt of the final application. The two records are printed before these. Cross Reference of Applicants and Cross Reference of Flats are the names that have been given to them. The judges sign their names and attest to the randomization process after viewing these.
-Choosing the Lucky Number
The judges select lucky numbers for the flats and the applicants. Typically, to accomplish this, coins with the numbers 0 through 9 are selected from the boxes. The total number of digits in the total number of apartments and applicants determines the number of boxes.
-The first application number received is the lucky number. For flats, the initial number is a lucky number. The judges select a coin at random from each box. Coin combinations that result from selecting coins from applicants and flat boxes are regarded as lucky numbers.
-Utilising Apartments and Charting
The judge signs the paper with the list of all the lucky numbers. Subsequently, the computer is instructed to map the apartments and candidates, assigning spots based on the lucky numbers. This begins at the location where all of the lucky numbers fall.
Apartments on the ground floor are given preference to those with physical impairments. Reservations may be transferred by applicants who satisfy the requirements for SC or ST status. -Applications from SCs are moved to STs and vice versa if STs are awarded fewer apartments than SCs. Apartments that are left over are moved into the general category.
DDA Flat Payments: When and How Should They Be Made?
-By creating an e-challan on the DDA’s official payment website, applicants can make their online flat payments. Payments can be made via net banking, RTGS, or NEFT. After it is issued, the demand-cum-allotment letter has a ninety-day payment deadline.
How tp pay for dda housing scheme 2024?
DDA apartments can be paid for in three different ways. These are listed in the following order:
You can get a housing loan by mortgaging your flat to a DDA-approved lender.
You can use net banking, RTGS, or NEFT to make cash payments.
Physically disabled individuals have two payment options: cash or installments.
Brief History of DDA
Established in 1957 by the Delhi Development Act, the Delhi Development Authority (DDA) was tasked with “securing and promoting the development of Delhi.”
In addition to managing commercial land, disposing of land, pooling land, costing, and other associated duties, the DDA is in charge of planning, developing, and building housing projects.
The Delhi (Control of Building Operations) Ordinance, 1955 (replaced by the Delhi Development Act, 1957) led to the establishment of the Delhi Development (Provisional) Authority (DDPA), whose main goal is to guarantee that Delhi is developed in line with a plan.The Delhi Development Authority was renamed and made the ninth developer of the sprawling metropolis of Delhi on December 30, 1957.
